Living in Florida comes with the perks of warm weather, beautiful beaches and countless choices for outdoor activities that can be enjoyed year-round. However, along with these perks come Florida’s propensity for windstorms, including hurricanes and tropical storms. Unfortunately, insurance companies do not always honor hurricane and storm claims, leaving you without the resources to restore your home or business.
HURRICANE AND STORM CLAIMS
Our dynamic and experienced team at Danahy & Dunnavant, P.A. realize that fixing your home or business as soon as possible after a storm is of paramount importance. Danahy & Dunnavant, P.A. is ready to help you with your storm damage claim. Our legal team will assist you in every step of the hurricane claims process. We will determine the coverage available to you under your policy, advise you on the terms and conditions you must comply with in order to preserve your right to insurance benefits and evaluate the benefits owed to you. We work to enforce the promise made by your insurance company when it sold you your policy.
While there is no way to guarantee that the insurance company is going to honor your claim, there are some things that you as a policyholder can do that will help reduce the chances that your insurance company will be able to use an excuse such as a failure to cooperate or failing to provide prompt notice in order to deny your claim. For example, if a storm or hurricane has caused damage to your property you should:
- Report the claim immediately,
- Protect the property from further damage,
- Take pictures and videos of the damage, including personal property if damaged,
- Make an inventory of all damages to personal property,
- Save and keep a file for any documents or information you receive or develop that pertains to your claim,
- Make and keep copies of all emails and letters sent to you by your insurance company and their vendors,
- Save all receipts for expenses related to the damage and repairs including things you did to protect the property (like tarps or shrink-wrap)
- Make a log or timeline of all communications with your insurance company, their adjuster and vendors.
If you are advised that your claim has been denied, or that your insurance company is significantly underpaying your claim leaving you in a position where you will have no way to repair the damage to your home, it may be time to consult with a Florida attorney who understands insurance claims, like the Attorneys at Danahy & Dunnavant, P.A.
WHY HIRE DANAHY & DUNNAVANT, P.A. TO DISPUTE YOUR HURRICANE CLAIM?
Our lawyers have handled numerous Hurricane claims throughout Florida. While other law firms may offer services in many practice areas, our firm specializes in handling property insurance disputes. Because we have focused on this practice area, our lawyers’ extensive knowledge and experience in this area has allowed us to develop the tools to successfully resolve our client’s disputed insurance claims.
If you are seeking to recover what is owed under your insurance policy for your hurricane claim, you are up against your insurance company who may have money and countless resources to back their position. With that in mind, you need lawyers who can read your policy, evaluate your damages, and where necessary, hire the appropriate experts to support your claim. The Attorneys at Danahy & Dunnavant, P.A. have this kind of experience.
When a homeowner or business owner is dealing with the aftermath of a hurricane or windstorm loss, we know that the financial burden of hiring an Attorney can be overwhelming. Therefore, we accept many cases on a contingency-fee basis, which means we will not charge you any fees or costs unless and until we recover policy benefits on our clients’ behalf. Under certain circumstances, Florida law allows for us to seek our legal fees and costs directly from the insurance company.
The lawyers at Danahy & Dunnavant, P.A. also provide free initial consultations in English or Spanish. If needed, we can travel to you. Call our law firm today at (813) 906-1841 should you have any questions, or need more information regarding Hurricane or storm claims.