Water damage can strike unexpectedly, whether from a burst pipe, roof leak, storm damage, or flooding. If not addressed immediately, water can lead to mold growth, causing additional health hazards and structural damage.
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Water Damage Coverage: Most homeowners insurance policies cover sudden and accidental water damage such as burst pipes, plumbing failures, or storm damage. However, they may exclude gradual damage like slow leaks or neglect-related issues. Flood damage is typically not covered under standard policies and requires separate flood insurance.
Mold Damage Coverage: Mold growth is a common issue following water damage, especially in Florida’s hot and humid climate. Left untreated, mold can cause serious health problems and reduce indoor air quality. Many property insurance policies include mold damage coverage, but they often impose a policy cap (typically around $10,000) or deny claims due to policy exclusions.
COMMON ISSUES WE HANDLE
Notify your insurer immediately to begin the claims process.
Place a tarp on the roof, use shrink-wrap on leaks, or shut off the water supply.
Professional services can extract water, dry affected areas, remove mold, and prevent further damage.
If your claim is denied, delayed, or underpaid, seek legal assistance to protect your rights.
Scott & Kelly
A lawyer can assist by reviewing your insurance policy, gathering evidence, negotiating with your insurance company, and ensuring you receive fair compensation for mold remediation, property damage, and any associated health issues.
You’ll typically need your insurance policy, photos or videos of the damage, a detailed inventory of damaged items, receipts or proof of value for damaged property, and reports from contractors or mold specialists.
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This emphasizes that the attorneys at Danahy & Dunnavant specialize in insurance law. They have extensive experience dealing specifically with claims that insurance companies deny, delay, or underpay. Their expertise allows them to navigate the complexities of insurance policies, legal loopholes, and claim disputes efficiently, ensuring clients receive the compensation they are owed.
This highlights the firm’s longstanding history of success in handling insurance disputes. "Proven courtroom and appellate success" means that their legal team has a solid track record of winning cases, not only in trial courts but also in higher-level appellate courts. This experience reassures clients that the firm has the skills, knowledge, and confidence to take on challenging insurance companies and win.
This point underlines the firm’s ability to represent clients throughout the entire state of Florida. Regardless of where a client is located, from the Panhandle to the Gulf Coast, Danahy & Dunnavant offers their services statewide. This ensures accessibility and convenience for Floridians in need of legal support for their insurance claims.
Danahy & Dunnavant HAS the experience and knowledge to win against big insurance companies
901 W Swann Ave
Tampa, FL 33606